Fraudulent bank activity

One of the benefits of having a smart phone, I tend to be very religious when it comes to checking my bank statements through the app. As I’m working on reducing my outgoing expenses and paying off debts; I always tend to track my money.

I always have done it, but there was a recent activity on my credit card statement that made me a bit suspicious, it looked as if it was a fraudulent bank activity. It seemed that someone cloned the card.

I was about to call the bank today when I realised what it was. I made an on-line shopping order with my card for Tesco’. The store they were delivered from was the one which the purchase was made, I didn’t know this at the time however.

I only just realised whilst I was ringing my bank to let them know they may have to cancel my card. Good thing I remembered at the last minute

So while the action was completely unnecessary, it always helps to be vigilant and keeping an eye on your expenses. As sometimes the most normal action could lead you to horrible consequences without realising. In this instance my finances were fine it was just me being an idiot.

 

So, further forward, if you have a memory like a sieve like me, it may be worth jotting things down as a backup in a diary. So if you make a purchase, you can go back to it. I’m thinking of using a calender of a sort, so if I do something I can write down the value and go back to it at a later date.

We live in an age where it’s easy for people to steal your card details without you even realising it, better be safe than sorry.

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