Household Prepper Pantry

Prepper Pantry. The first thought that’s probably popping into peoples heads right now is that I’m some kind of nut job prepping for an end of the world diseaster. Not really, I just prefer being ready for situations which could affect me in real life. The outbreak of #Coronavirus that hit the world should be proof of this. Rather than stick to normality, people started panic buying like complete idiots. Exhausting supplies and generally fighting over common goods.

Anyone who knows me, knows I’m a prepper. People I worked with used to have a laugh about it, but they always knew I was the one person who would probably have it. So the jokes kind of died down after a while. I wanted to have a realistic “pantry” so that if needed I could effectively not leave the house for a few months and avoid things until things calm down.

Now, in reality. Prepping is a thing EVERYONE shold do. This pantry is for real life emergencies. What about a job loss. Anything could happen, you could be struck down with an illness, or injury where you can’t afford to work. If you’re self-employed then you may struggle to find money for the bare essentials. What about power cuts, flooding, snow storms? – All these can happen in the UK (especially flooding) and cut off the supplies you desperately need to make life normal again.

Prepping is just a way of life for people, people who save up for xmas are preppers. Or women who buy extra nappies/calpol for their children so they always have some. Just the word springs to mind the kind of stuff Americans do when they’re gearing up for a fall out or nuclear apocalypse. That’s not me. Last thing you want is stress.

On with the show. As mentioned I’m prepping for natural things which can affect me in every day life. I don’t want to panic into getting supplies I need at the last minute as this is when you start thinking irrationally. The reason I’m also creating this is because I hate bloody looking for things. Batteries, light bulbs, packing tape etc. I just want one place for everything I’d normally use over time

I’m slowly adding to the collection by buying a bit extra when I go shopping each time. The supplies I buy are designed to be things I’d normally get on a normal shopping trip, but there in “reserve” if suddenly they’re not available, or I find myself in financial difficulty or unable to get to a store. It costs me maybe an extra an extra £10-15 per week ontop of my normal shopping budget allowed me to slowly collect supplies. I live alone so don’t generally bother anyone or have a need to go out unless I need food

The pantry room is a small cupboard (approx 94″ Height x 45″ Width x 35″ Depth). Approx 2400 litres or 85 cubic feet. Not much but it holds the essentials I need. That I tend to buy/use all the time. It’s not stocked currently, but I’m slowly adding to it. As you can see it’s a mixture of everything, cleaning products, food, drink, toiletries. Like I said, prepping for real life. I have a set of drawers in there which helps keep my bedroom empty and allows me to store items in a logical manner. Any toiletries are kept in a basket. I plan on putting up shelving to implement a FIFO system with the stock.

In the cupboard is as follows. I’m always adding to it. Before you think I’m selfish, this is my insurance policy for job losses, or any situations where I’m struggling for food/money. I also have a family, I give to them if they need the supplies. Nothing will be wasted, it will always be given away if I won’t end up using it

People are going to judge me for posting this anyway, but I don’t particularly care. I’ve been in situations where I was counting every single penny and stressing about my next meal. I’m now fortunate enough that I can start affording to build up my pantry and protect myself in the future so I don’t make bad decisions

I highly recommend people start building up a pantry and learn the rotation. Even if you can only afford an extra £2-3 per week, think how much extra supplies you could get over the course of a year with another £100-150 worth of money in your back pocket

CURRENT “PANTRY”

This is the current picture. I might add a gallery over time to show how it’s been built up. The drawers currently hold clothes, but eventually I plan on using these to seperate items further. One for cleaning products etc

Prepper Pantry
  • TINNED FOOD
    • 4 x 300G Baked Beans
    • 1 x Hot Dogs
    • 1 x Stewed Steak
    • 1 x Rice Pudding
  • FLUIDS
    • 1 x 12 Pack of 500ml Water
    • 2 x 680ml Rowse Honey
  • TOILETRIES
    • 1 x Pack of Tooth Paste
    • 1 x 18 Pack of Toilet Rolls
    • 2 x 4 Pack of Bath Soap
  • CLEANING
    • 2 x Bin Bag Rolls
    • 1 x 4 Pack Kitchen Rolls
    • 1 x Bottle of White Vineger
  • GENERAL SUPPLIES
    • 2 x Aluminium Foil Rolls

I still have lots more I want to buy, I’ll slowly add to this over time

In case you’re wondering. The total cost of all these supplies will probably be in the range of £400 when finished. Over the course of 1 year, this will cost me an extra £7.69 per week in shopping. Not really much when you think of it. All essentials that I can use and it gives me a huge safety net should I need to stay in the house for a while. It’s kept nice and tidy out of the way inside a cupboard that doesn’t interfere with my life. Supplies are always at hand though

A breakdown of all the supplies and how much I’ve spent

Views – 81

Nissan Almera VVT Pulley Identification

I decided to write this based on my own research and findings. The easiest way is to ring Nissan, they should tell you. If they’re being awkard about it, then you can use the below procedure to help work it out. Hopefully this post should add some clarification to people who are unsure if their car has VVT or not, and which timing chain kit they should purchase.

For reference there are 3 timing chain kits for the Nissan Almera QG15DE Engine. They all use a 154-link timing chain with tensioner, but have different Inlet pulleys based on the car if it has VVT. The 3 timing chain kit codes are as follows

  • TCK32 (Timing chain kit for NON-VVT Engine. Both Inlet/Exhaust pulleys are the same
  • TCK32VVT (Timing chain kit for a VVT Engine. The Inlet pulley is 50.65mm (or around that) in size
  • TCK32DVVT (Timing chain kit for a VVT Engine. The Inlet pulley is 75.00mm (or around that) in size

OK. Now you know 3 sizes, which ones the right one for your car. A lot of guides on the web suggest if the side of the block has a flat face it is non-VVT and if it’s a squiggly bit / bump it has VVT. People who follow this guide when they have a “Flat” face rocker cover are then then later surprised when they remove their rocker cover and usually find their car has VVT fitted to the engine.

QG15DE Engine with Bump
QG15DE with VVT and “Bump”

AFTERTHOUGHTS:

Please note the information written below is with my car having the MK2 Engine (Metal Rocker Cover), I’m not sure if the MK1 Engine (Black Cover) use a “bump” for both types of VVT Pulley. This information has been written to try and help with identification

The reason why Almera have a squiggly bit I believe is because of the Deeper VVT pulley. There are actually 2 types of VVT pulley, one is around 50mm, the other is around 80mm. The extra bit is needed on the rocker cover and casing because of the larger pulley. Here’s the 3 timing chain kits for comparison. If you look at the pulleys, you can physically see the different sizes for the two VVT kits. This is why some have a “bump” on the rocker cover. It’s there to accomodate the larger VVT pulley. That’s it.

Now. How do you identify if your car has VVT or not. Firstly, most Almeras have VVT now. Here’s a couple of checks you can do.

  • Does your car have the “bump” – YES? – Then your car has the VVT Deep Pulley (TCK32DVVT Kit) – No?
    • You may require additional checks if you have the MK1/Black Top engine as noted above
  • Open your oil cap, you see a chunk of metal in your way like below?
    • YES? – Then your car has the VVT Small Pulley (TCK32VVT Kit)
    • NO? – Then your car does not have VVT (TCK32 Kit)

Hopefully this will help avoid future confusion and help people out for later reference

Views – 161

Captains of Crush – CoC Videos

I’ve always been interested in developing Body Strength I’ve always wanted to increase my grip strength. Nothing wrong with increasing the strength of the Body to various degrees whilst also having a sharp mind. Healthy mind and Body. Just felt like posting these. I’d love to have the strength like Joe Kinney, but to close a #4 CoC gripper you’d have to have obscene levels of strength in the forearms. Currently only 5 people in the world can close the #4 officially

To date, there are currently 11 Captains of Crush Grippers. Details taken straight from the Iron Mind website below and then onto my videos. I don’t own all the grippers. Still need to buy them, so if you’re feeling generous you can always send me a gift from Amazon 🙂

11 strengths to choose from
http://www.ironmind.com/product-info/grip-strength-training-tools/captains-of-crush-grippers/

CoC Closure Videos

Proof that I can close them. I’m not an expert strength trainer. I just do this infrequently every now and then to increase my strength more. I’ll be posting as I can successfully close each one

CoC Guide
CoC Sport
CoC Trainer
CoC 0.5
CoC 1
CoC 1.5
CoC 2
CoC 2.5
CoC 3
CoC 3.5
CoC 4

Views – 108

Youtube 50/60fps Stutter

I’m going to add to this post as I go. This issue has been going on for years. Other than ISP throttling which is annoying, it’s really bad design.

I’m on 37MB/s download speed and can’t get a decant connection above 1080P/60FPS

CHROME USERS

In address bar type chrome://flags – search for “buffer”, look for WebAssembly threads support –> change to disabled

Views – 91

Improving SEO Scores for your Website

The one main thing I’m always trying to do with my website is improving my SEO score so I get higher rankings in Google. It’s proven, higher rankings means more click through rate, and will generally make you more money if you sell products.

My website is/isn’t very niche, it’s an Automotive based website which has repairs, but I use it more as a professional representation of myself for showcasing my knowledge and skills whilst using some additional money to top up my earnings and some pocket money for projects. I didn’t design this site for money however, I designed it to share knowledge for people wanting to fix their cars. I could never find it when working on mine. The main thing that impresses me however, is that over the years, I have managed to develop this website (a personal non business one), into a popular site which drives traffic towards my keywords in Google and gives me good rankings.

Anyway, onto the show for improving SEO scores for your website, the techniques I’ve learned, I’m researching or tips and discussion why it’s needed. This article will be ongoing, so there will always be something new I’m adding to it or updating it. I’m by no means an expert, so feel free to reply to give me advice and tips on improving scores.

Topics you should consider researching and reviewing if you want to improve your SEO scores in my personal opinion and why

GOOGLE ANALYTICS

User retention and analysis is key to identifying ways to improve your website. Ever heard of the “funnel”, basically traffic comes through your website and funnels down. If you get 100 users, potentially 1-10 of them *1-10%* of your users can be converted into something (such as a buyer, member, subscriber). So you lose a lot of people you can’t convert. Having a Google Analytics account helps you improve retention because it allows you to optimise your website following analysis

WEBSITE DESIGN

Optimise it for Mobiles. My website gets around 70% mobile traffic now. So I focussed heavily on making it easy to read on a Mobile at the sacrifice of losing my menus. One step at a time. Secondly focus on speed, I absolutely hate a slow loading website, and if your user can’t see the information they want quickly. It’s another drop out, page has to load in 1-2 seconds. That means minimal ads, pop ups, or windows. This is why my website is primarily static HTML with pictures only. It gets the point across, and I’ve created sections which are slower loading (for now) such as my store and my blog for further discussion on detailed topics.

If you plan on having a Multimedia based website, make sure it’s content rich that will drive traffic towards your website. Having a Youtube video embedded into the website really helps with traffic. This also depends on your niche and target category. I’m looking at embedding videos in my articles as it’s driving traffic to me then from Youtube.

SOCIAL MEDIA

Social Media is key in this day and age. It’s all about brand awareness when it comes to improving your SEO score for your website. No point having a brand if there’s no way for people to talk about it. A lot of my website traffic initially came via my Youtube channel. Over the years this has decreased due to competition on Youtube, and because I stopped making videos. I still get traffic from it however. Going off topic here, I used to be an affiliate with Youtube. Which at the time was rare and if you got this membership you were privelged because they didn’t hand them out much. Then about 2 years later, they changed it so that every new member who joined Youtube was instantly an affiliate who could make money on their videos. This is where Youtube died, because everyone started making videos to try and make a quick buck and flooded the market so more people got interest. I’m looking at starting up again, but using my knowledge to improve as Youtube is a key sector. If you want to focus on brand awarness for improving traffic, personally I’d recommend the following (Twitter, Youtube, Instagram, Website, Facebook). Make sure you have a couple of those to go through and your bound to get traffic that points to your website. They’re all great for traffic so anything what boosts visibility of your site is good for identifying you on the www. One point to note however, you can quickly get a reputation: Good OR Bad. As quick as you can build one up, it can quickly be destroyed. People will always remember something negative

GOOGLE TAG MANAGER

I personally didn’t even know about this thing, but I’m looking more into it now after finding out what it is. Basically you can create tags, variables and events tracking which likes up with Metrics dashboards (e.g Google Analytics) that allow you to perform detailed analysis on where your traffic comes from, what they’re doing. If you run a commerce based website it’s good because it allows you to optimise it for more money

KEYWORD RESEARCH

The days of simply dumping keywords on your website are frowned upon. Those people who say they can get you to #1 in Google, I suggest you check their portfolio as proof. There’s no point in simply spamming keywords in the pages of the website. Google generally tends to look for relevancy too. My website for example has VERY high rankings in Google for certain keywords relating to Volkswagen (example “VW Oil Warning Light“), if you search this in Google, my site will normally be somewhere in the top five. This is why when you look at blog posts on my website, ones like this have 10000+ views, because I’m getting large amounts of traffic from Google. This is why it’s important to get relevant keywords. You could spam my website with VW all over and it wouldn’t generate much results, one specific group of keywords however and my blog article exploded with traffic. I’ll delve into this later, but you can do analysis using Keyword Analysis tools and sites. This helps you identifying your niche to use

SITE SEARCH

I haven’t added this to my site yet, but have you ever typed a Keyword into Google and it comes up with a website then with a little search box for that website with a breakdown on articles? That’s what site search is, helps keep users on your website from bouncing as it makes them easier to navigate

SITEMAP / NAVIGATION

Pointless having a cool website, if you can’t navigate it, or Google can’t find he website. This is important, because there’s no way to find or reference your website if Google doesn’t know what’s on it. This file is a special file called Sitemap.xml – there’s various ways of making them. I used “Screaming Frog SEO Spider”. Great program, shows you all the broken links before you create the file, and relatively painfree. I’d like the pro version, but I’m cheap and only spend money when needed and work around the rest. So it’s one of those things on the back burner to buy at a later date. Free shout to the makers of this software however, it’s bloody good and I love it. For Blogs, you can use “All in one SEO”, it has a Sitemap creator which does it all for you. Once you gets the sitemap.xml files, you need to submit them to search engines (Bing Webmaster Tools, Google Search Console) so their bots can crawl your website and find the content. The Sitemap.xml file is how they find it, it shows them the links to the files and shows them where to find them. Like a digital directory / phonebook.

SEARCH CONSOLE

This used to be called something else, but I can’t remember it’s name at the moment. Search Console is where Google gives you a breakdown on your site performance, queries, rankings. It integrates well with Google Analytics allowing you to monitor the data better

AWSTATS

This is normally accessible via your website host, but also another way of checking where your traffic comes from. It works the same way as Search Console / Analytics, but makes it a bit easier to read on the ey

SITE SECURITY

I haven’t tested this yet, but I suspect https:// based websites get higher scores in Google. A lot of sites tend to focus on selling a product, so I personally can’t see why having a https:// website wouldn’t improve your score because it helps protect the user data

ADVERTISING / ADSENSE / AMAZON / EBAY PARTNER NETWORK (EPN)

OK, this isn’t really something you should do. If your site is popular enough however, it will generate you traffic and sales without adverts. For smaller websites however, it’s a nice little source of income which helps boost your profits. I just wanted to make a post on this with my own opinion. This needs a lot of experimentation. Personally I hate banner ads and think the way forward is text links. Why?

Well firstly, a lot of people now are using pop up blockers. So some ads can be blocked. Secondarily, having banners/visual ads on the website slows down the website because it calls from secondary sites and uses additional resources. Not good if you like speed on your website. Now this in itself is a trade off, because HTML 5 based ads seem to perform better (for me personally). Users tend to like things that grab their attention. Personally I think text links are the way forward, they don’t interfere with the users reading the page and keeps things to a minimum. Plus it allows your articles to flow better. Just some food for thought. It’s why I keep my ads to the bare minimum. I find them as annoying as everyone else. In terms of affiliates, EPN used to be the best for money. They’ve changed things now however so you don’t get as much. I haven’t explored with amazon, although they have (or did not sure) a 30 day cookie period. A lot of users tend to buy at a later date, so this is good for retaining the tracking. for Google Adsense, yeah, it’s OK, I’m starting to earn more money with it. I run alot of experiments as I’m trying to find out what works best with my website. Ideally I’d like to create direct affiliates with my website and cut out the middle man selling, I’d rather have a bigger percentage of the pie directly. This is better because I can promote products I stand by when working with people directly, where as with Affiliates I have to rely on them without actually knowing the product unless I’ve used it personally. This is why I tend to limit the links, I only tend to use affiliate links to product I’v eused myself, or ones I find good rankings for.

More to be added… ongoing

Views – 679

2020 Fitness – Starting Numbers

I don’t believe in the whole new year / new me rubbish, or going to a gym to get healthy because it’s the start of a new year. I just prefer to get into shape again to improve my overall health nothing more.

It’s been a LONG time since I’ve been to the gym (probably a good 6 years now). I wouldn’t so my overall health is too bad. Yes, I’m clinically classed as morbidly obese. However I rarely drink and don’t smoke. I was actually quite active, and I’m still active at work to some degree. So I don’t get out of breath easily.

I’ll be updating this post as I go. I’ve always had a good blood pressure, never been too high. Although lately it’s become too high (145/80 was my last reading). I contribute this to 3 things (My weight, my lifestyle, my job). I won’t go too much into this, I’m overweight, I eat shit and my job is very stressful. Just being honest here

TESTOSTERONE Results

  • All OK. My Prolactin was high, and my DHEA Sulphate levels were low. Other than that all readings were in range
    • I got a Dr’s report when I got my test results. Basically the main things that can be caused by these are
      • Infertility : This for me, I really don’t care about. I don’t want kids, never have never will
      • Loss of libido : Nope – wouldn’t say that either. I never switch off
      • Erectile dysfunction : Nope – but WOAH, best at health now. A broken tool is never good

In all seriousness though, I’ll be seeing the Dr though, it was recommended in my Health report. I suffer from Psoriasis which has been flairing up as it’s agitated by stresss, and so can the levels on my health tests. So I’m doing a follow up test, but also they can be caused by Thyroid issues (which can cause weight gain / loss), so another test for me to do. I’ll be advising the Dr anyway on the tests so I have more control over it. I’m trying to get a baseline for start + finish as this will be an ongoing journey for me

BLOOD TEST Results

  • Not yet done… Tests cost money

With regards to my overall body, see the Gallery below. I want to be around 105-120kg. This is higher than my recommended Body weight, but I don’t want to be tall and thin, I’d rather be tall and chubby. Wouldn’t suit me in terms of look. You can see my current figures below. Main ones

  • My OVERALL Body Weight is 149.8 Kg
    • 32.5% of my Body Weight is FAT (Approx 48.69 Kg)
    • 36.8% of my Body Weight is MUSCLE (Approx 55.13 Kg)
    • 8.61% of my Body Weight is BONE (Approx 12.9 Kg)
      • 49.3% of my total body weight is WATER (Approx 73.85 Kg)
  • Weight 150kg (I’d like to get this between 105 – 120kg)
    • My “ideal” weight for my height is meant to be around 10-14st. Sorry that build wouldn’t suit me. I prefer being big. Just not huge. So I’d like to go to about 15-17st

25/04/20

I was debating about updating this post with a lot of information first before I made it live, but may aswell make it live so people can read. Due to the COVID-19 outbreak afecting the world I’m stuck indoors a lot. Using the time to clean the house and crack on with the exercise bike. I need to start slow, as I reckon since the last time I’ve been to the gym I’ve easily put on 20kg, so need to start slow. Not sure how long COVID will last but this will keep me occupied

Views – 67

What’s it like to live in South Hetton?

This post is unfinished…. I’m still adding to it

So, what’s it like living in South Hetton?

Truthfully, it depends what you are looking for. Firstly, I’ve lived here all my life – so it’s all I’ve ever known in terms of living location. It’s a quiet place to live with the occasional bit of drama. There’s always something going on. There’s a lot of history with this place, made famous by the Angus Sibbett Murder, body found at Pesspool bridge.

It is however a really quiet place to live, so good if you like to get away from the big city and move to somewhere where people don’t interfere in your life as much. You have to be aware, as a small community, we talk… a lot. So people are chatty and will want to know your business, where you’ve come from, who you know. Why you moved into the area. It’s our business to be nosy. Getting to know our local community.

South Hetton comes under Durham County Council in terms of Parish, as you’d expect with any other council. This starts from Snippersgate, then it becomes Sunderland.

South Hetton is a former coal mining community. So you will find a lot of OAP living here. So a lot of them are good friends and know each other. There’s still a few houses around the area use coal fires. Not as cheap as Gas, but anyone who’s grew up with a coal fire can probably remember the memories of their mother, or their nan standing in front of it and hitching up their skirt then warming their arses in front of it. Coal fires are one of those things you miss, they radiate heat in an entirely different method and are so relaxing.

South Hetton is full of pensioners, but there are a lot of middle aged people living here too. This is because of some new houses being built into the area and people moving in. Since I’ve lived here, I know of at least 4 or 5 new areas (Abbeydale Gardens, Regent Court, Maythorne Drive, one around Grasmere. I’m not sure of the street name, but I think it’s called Windermere Road). This created approx 200 more properties in the area, which has driven the local population from about 3000 to probably closer to 3500-4000 people.

South Hetton, other than OAP, and new builds is a council based community. So a lot of the people who live here that don’t work or either on Job Seekers, Sick or claming benefit some how. It’s a typical council estate. You get your mix of good and bad people. We have a relatively low crime rate, it’s mostly thefts and anti-social behavior that happens in the area. Other than that nothing really happens.

There’s not really much to do in the village, it’s quiet. In terms of social activities, most people tend to go to the Cricket Club. On Thursday’s they have a quiz night, which is great for communities. Alternatively, you can go to the Robin Todd Centre which always has something going

If you’re into Sports. There’s a Cricket Field, 2 Football Fields (1 of which usually has a team playing on a Sat/Sun), a bowls green, basketball court and five a side court. These facilities still exist, but they’re run down now because they’re not really used often. If you have younger generation there’s somewhere for them to kick about. There’s also a small children’s playground for them to go to at the local Welfare park. Alternatively, the Robin Todd centre is the newest building opened up (it used to be the local recreation centre). There’s usually activities going on there and there’s a gym so good if you want to work out. You can also join the local Facebook Group to find out about other activities that people do themselves or run in the local area. There’s a local equestrian centre nearby too if you like horse riding

If you’re a socialist person. I can’t really recommend anywhere. We have a Cubs / Scouts hut and a Cricket Club. There is a quiz night every Thursday so it’s great for a cheap drink, and friendly banter and a bit of competition.

(If you’re from South Hetton and I haven’t listed you. Drop me an email and I’ll look into it then add you). Please note, the only businesss I have listed here are the ones I found on Google Maps. This doesn’t account for Self Employed tradesmen. i’m happy to list you but you have to contact me first otherwise I don’t know about you

KEY NOTES TO SUMMARISE – Click here to open the below in a HTML page you can view

  • RELIGION : We have a Church and a Chapel
  • FOOD : There is an Indian takeaway, 2 Fish & Chip Shops, 1 Pizza Shop, a Cake Shop and Catering Business
  • SPORTS : Sunday league Football team, Cricket Club, Bowls Club, Local Welfare Park, Local Community Centre
  • SERVICES : We have an Optometrist, a Mechanic, Post Office, Haulage, 2 x Driving Lessons Tutors, Hair Salon, Hair Dresser
  • HEALTH : Local NHS Surgery, Care Home, Day Care Centre, Boots Pharmacy
  • EDUCATION : Primary School
  • TRANSPORT : Go North East

If you don’t like South Hetton. Then we are within 15 mins drive of the bigger towns and cities (Peterlee, Murton, Seaham, Hartlepool, Middlesbrough, Sunderland, Newcastle) which are easily accessible via the A19 and opens up the options that you have available to you

Views – 202

Pay calculator for financial management

One of the things I did when taking control of my financial expenditure and budgeting my money was created an Excel spreadsheet. I used this as a Pay Calculator for my financial management. It helps when you’re tracking every single penny you spend, because you can see all the figures at a glance. Where you’re spending too much, where you aren’t spending enough. Where you can save.

When filling this file in, you have to be 100% honest, and input every single number. If you’re lucky, you’ll have most things on a direct debit, it makes things easier. If not you have to manually input them into the pay calculator.

Please find attached this Microsoft Excel file. Which you can use for budgeting and sorting out your finances.

http://andrewhope.co.uk/~downloads/wordpress-files/financial-calculator.xls

It’s fairly self explanatory

  • Standard household bills input into the left column
  • Any extra money in right-hand side column
  • Your standard wage / benefits goes in the middle section

The pay calculator will then work out the rest for you, and also show you what money you will have left over for the month.

For me personally credit card / loans where my main issue. I’ve been working on restoring my credit rating so I could get a consolidation loan to free up £100 per month off my wage. It doesn’t seem like much, but when you’re counting pennies and budgeting, an extra £100 that you no longer spending is a hell of a lot of free money to play with. Also I paid off one of my credit cards.

This has helped me with financial freedom, I’m slowly getting there.

Views – 208

money saving – changing bulbs to led

I’m always interested in saving money at home. I’ve known for a while that changing my household LED bulbs would save me some money. I’ve finally finished changing all of the bulbs in the household to LED now, so thought I’d write this article to document the prices. A lot of people who aren’t converted believe LED lighting isn’t good. It’s very good and can produce crystal white light in the house. I’ve also converted my mother to use LED lighting now she has found out how much it saves me.

One of the first things that I tackled was my lighting. Traditional (Halogen) lights in the house are very power hungry, times have changed and modern lighting (LED) is now available, which normally uses around 25% of the power that a “Traditional” light-bulb uses.

A 60W Halogen light uses around 60W in power. An LED equivalent uses around 10-15w in power. It doesn’t seem much, but when you add up how often the lights are used, and apply some basic maths formulas. You realise just how bad your household bills are affected by the smallest change in cost.

You can see in the table below, that over the cost of an entire year the bulbs cost me approximately £1.45 per month to run, compared to £13.88 to run per month. For reference, if you want to Calculate just how much your bulbs cost you over the year, this is the formula below

(W x H x 365)/1000 – Multiplied by electric cost per KW/h

An example bulb (15W LED, that is used for 2 hours per day, but used 90 days of the year)
You can work this out for any number of bulbs, just break it down by each bulb per fitting

15 x 2 x 90 = 2,700W of power – divide this by 1000 to convert to KW/h = 2.7 KW/h
Multiply by your cost of electricity (for me it’s £0.14 per KW/h) – excluding the standing charge
Cost to run this 1 LED for above time period = £0.378 per “year” (2.7 x 0.14)

In total I have spent around £30 to replace all of the bulbs (the ones I buy are from ASDA). As you can see below, the costs are made back within the first year of ownership.

If you also take into account the lifespan of the bulbs (LED – 25,000 hours) vs (Halogen – 1,000 hours). It usually costs you even more because you have to buy more bulbs to replace the Halogen ones as they fail.

Hopefully the information below should help you convert to LED. It’s a great money saving tip and simply adding an extra £2 per month onto your shopping bill buying 1 or 2 bulbs at a time can have a lasting effect for you over the years.

LED Lighting Comparison

ROOMORIGINAL BULB (Wattage)

( ) = Total power usage
NEW BULB
(Wattage)

[ ] = Equivalent power
WATTAGE
SAVING
Approx usage (Hrs/year)

( ) = Hours per day
Annual KW/h

Formula =
(Bulb Power (W) * Hrs per Day * 365) / 1000

( ) = Halogen KW/h
Annual Electric Cost @ 0.14 per kw/h

LED listed

( ) = Halogen Cost
Bedroom 13 x 50W (150W)3 x 5W (15W)
[ 50W ]
135W2920
(8)
43.8 (438)£6.13 (£61.32)
Bedroom 24 x 30W (120W)4 x 3.7W (14.8W)
[ 40W ]
105.2W182.5
(0.5 - 30 Min)
2.701 (21.9)£0.37 (£3.06)
Bathroom1 x 20W (20W)1 x 9.4W (9.4W)
[60W ]
10.6W365
(1)
3.431 (7.3)£0.48 (£1.02)
Landing3 x 50W (150W)3 x 5W (15W)
[ 50W ]
135W365
(1)
5.475 (54.75)£0.76 (£7.66)
Stairs3 x 30W (90W)3 x 5W (15W)
[ 50W ]
75W365
(1)
5.475 (54.75)£0.76 (£7.66)
Kitchen (Main)4 x 50W (200W)4 x 5W (20W)
[ 50W ]
180W1095
(3)
21.9 (219)£3.06 (£30.66)
Kitchen (Sink)3 x 40W (120W)3 x 2.9W (8.7W)
[ 40W ]
101.3W730
(2)
6.351 (87.6)£0.88 (£12.26)
Living Room4 x 50W (200W)4 x 5W (20W)
[ 50W ]
180W1460
(4)
29.2 (292)£4.08 (£40.88)
Rear Door1 x 20W (20W)1 x 9.4W (9.4W)
[ 60W ]
10.6W182.5
(0.5 - 30 Min)
3.431 (7.3)£0.48 (£1.02)
Downstairs Toilet1 x 20W (20W)1 x 9.4W (9.4W)
[ 60W ]
10.6W182.5
(0.5 - 30 Min)
3.431 (7.3)£0.48 (£1.02)
TOTAL£17.48 (£166.56)
PER MONTH£1.45 (£13.88)

Views – 206

Retirement at 40

Retirement at 40, is it possible? – For me, yes. I think it’s possible. Although to retire early, ideally you want to get started early. The same as compounding interest, the younger you start saving. The more money you have in the future.

How much do I need in order to retire at 40? I estimate savings of at least £500,000 (realistically though I’d like this to be closer to £1,000,000)

Now this number is a lot, don’t get me wrong. I’m currently 35 years old as I type this Blog entry, however I like a challenge and I’m still optimistic, if it doesn’t work out, then I’ll have built up savings. So it’s a win-win regardless

The reason I want to retire at 40? – “Life’s too short”, you’ve heard those words many times before, and it’s true. Once you’re gone, you’re gone. So I’d rather focus my time on enjoying it and focussing towards my interests. These include Medicine, Robotics and Energy.

As a person, I’d like to do something to leave a mark on this world, which has a greater impact. Working a 9-5 job isn’t doing it though, this is the reason why I’m aiming for a retirement goal. I care about the bigger picture and being happy. Reaching this point would allow me to achieve this goal

Based on a retirement figure of around £1,000,000, I’d need to earn somewhere in the region of £600 per day!

Now, I’m not thinking about this number, quite frankly it’s absurd to think about.

I’m thinking of another way, via “Passive Income” – basically making money without me working for it (so I make money whether I eat, sleep or shit.

For reference it’s about £26 per hour passive income I need in order to get the magic number based on my current age. Which is why I said start early, if I started working on retirement when I was 20, I’d only need a passive income of around £7 per hour!

Anyhoo. My thoughts towards retirement at 40, and what I need to do. Or currently are doing to achieve them

  • Reduce outgoing expenditure (paying off debts / mortgage) and saving money in general
  • Investments (I’m looking into things like Dividends, and REIT) to help pay out dividends as passive income
  • Stocks and Shares (this is more long term investments)
  • Increasing my passive earnings (writing books, training guides, writing more content for my website)
  • Earning more money (whether this be matched betting, ebay, etc)

I don’t earn much passively, but I have my mind focussed on a goal now which is something I’m good at. Quite frankly the thought of leaving any job at 40 appeals to me. I’ve always said if I could afford to not work for a living I’d work with animals

Anyway, that’s my short rant for now. I’d love to hear ideas of how you think about passive income, or what works for you.

Views – 231
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