UK Taxes and Government Spending

There was once a question posted towards the government about ringfencing taxes and dedicating them to specific sectors like care/NHS. Typically, the government dodged this, because they don’t have the back bone to say yes to taxing people, and because most people know fine well the Government wouldn’t give the money to the NHS, they’d use it for their own purposes. So they left it with Council’s to tax people instead

I’m discussing this, because quite frankly, something needs doing with it. The NHS is an amazing service, but without increasing Taxes and making more money, eventually the service will fail. Services are already under pressure now, which is why we have long waiting times. This is due to lack of staff. A budget that is the correct amount would provide the cover for this. Eventually the UK government WILL increase the taxes, but they will allocate the budgets where they see fit. I’m just posting this so people can get a general idea of how the money would be produce, and what it would be equivalent to. If you don’t like the idea of raising Taxes, consider this, the UK could eventually have a privatised NHS service like America when they have no more money and need to raise it via other methods

Personally I think the government needs to be more exact with where they are dividing the money. The treasury need to start coughing up. Boris is wanting to make the British a Scientific Superpower. We are barely doing well now because of the allocation of budgets. So to add something else into the mix is stupid. Make us stronger medically first, we already have the structures in place, just cough up the funds to allow them to develop more.

Now, here’s some numbers

In the UK there are “approximately” – 1.5M NHS Staff, and 1.5M Care Workers
In the UK there are “approximately” – 48M Working age (1.5M Unemployed)
In the UK there are “approximately” – 2000 Hospitals, 22000 Care Homes and 7500 GP Surgeries

Just for reference…
If the government implemented the suggestion £0.01 to NHS for every £1 earned. That’s equivalent to about £10p/m

Assuming the Government said “Yes” they’re willing to tax people X amount which will go directly to the NHS, you would get the following. I broke it down in a table. Click the link below to open it up in a new Window as it’s quite detailed

CLICKY TO OPEN FULL SIZE

As you can see, regardless on even the most miniscule amount even if it was just £1 per month out of everyone’s pocket. There would still be a nice payrise, or increase in budget for whatever place/person is receiving it, and it’s hardly going to affect someone that much for them to notice the difference. In the table I’ve written various breakdowns, these included the following

  • 100% of the money being given to the NHS / Care Workers,
  • 100% of the money being given to the Facilties such as Hospitals, GP Surgeries, Care Homes
  • 50% of the money being split up between the NHS workers and the Facilities
  • 50% of the money being split up between NHS workers and the Facilities dividing it further
    • The last part would be a Split of 70% / 15% / 15%. It’s pointless saying a care home needs more money than a Hospital. End of the day, what’s bigger, what needs the bigger budget? It’s just common sense. You would have to prioritise more of the money towards the larger Facility. They need the money more.

After the #COVID19 outbreak is over, the Government will be remembered for the slimeballs they were, and the #NHS and #CareWorkers and all the other staff will be remembered for the sacrifices they had to endure. So if the option ever comes up about increasing Taxes to ringfence for NHS, the opinion to me should be yes, providing it’s guaranteed for the NHS. This helps medicine and cures be developed when more money is pumped into Science. So the more budget they have, they more they can hire and train. Which increases the overall effectiveness

This is currently how the government breaks down their annual taxes based on budgets. As you can see, there’s virtually no headroom. My annual tax last year is example below. Interesting enough, I’ve actually just added up the below and it comes to 99.8%, so where the hell is the other 0.2%. I’ve included sources below, but 2019 appeared to be around £810B for the entire Government budget which would make the National Debt Interest around £41.31B last year. So 0.2% is the equivalent of £16.2B – damn, I’d love to know where those pennies have gone?

  • Welfare (23.5%) £1,171
  • Health (20.2%) £1,006
  • State Pensions (12.8%) £638
  • Education (11.8%) £588
  • Defence (5.3%) £264
  • National debt interest (5.1%) £254
  • Transport (4.3%) £214
  • Public order and safety (4.3%) £214
  • Business and industry (3.6%) £179
  • Government administration (2.1%) £105
  • Housing and utilities, like street lighting (1.6%) £80
  • Environment (1.5%) £75
  • Culture, like sports, libraries and museums (1.5%) £75
  • Overseas aid (1.2%) £60
  • UK contribution to the EU budget (1%) £50
  • Total£4,981

One of the excuses they made with the ring fencing was that they had to prioritise other areas like Transport/Defence.

I would say Yes to Transport, the idea of Defence personally is just rubbish to me, but that’s what happens, they have to either sacrifice something, or find more money somewhere. This is done via taxation

The UK as a whole contribute towards a National Debt. Apparently every single citizen has about £15,000 of value in National Debt. That 5.1% above in National Debt Interest is somewhere in the region of £47 Billion. Imagine what the government could do with that much more money at their disposal if we weren’t servicing Debt. That’s a different issue however.

So, as you can see. Eventually we’re all going to be taxed more, it’s just a case of WHEN not IF

You can read more about the UK Government 2020 Budget via this link
You can also read more about the UK Government Debt here
You can read about the Government budget forecast at this source

Household Prepper Pantry

Prepper Pantry. The first thought that’s probably popping into peoples heads right now is that I’m some kind of nut job prepping for an end of the world diseaster. Not really, I just prefer being ready for situations which could affect me in real life. The outbreak of #Coronavirus that hit the world should be proof of this. Rather than stick to normality, people started panic buying like complete idiots. Exhausting supplies and generally fighting over common goods.

Anyone who knows me, knows I’m a prepper. People I worked with used to have a laugh about it, but they always knew I was the one person who would probably have it. So the jokes kind of died down after a while. I wanted to have a realistic “pantry” so that if needed I could effectively not leave the house for a few months and avoid things until things calm down.

Now, in reality. Prepping is a thing EVERYONE shold do. This pantry is for real life emergencies. What about a job loss. Anything could happen, you could be struck down with an illness, or injury where you can’t afford to work. If you’re self-employed then you may struggle to find money for the bare essentials. What about power cuts, flooding, snow storms? – All these can happen in the UK (especially flooding) and cut off the supplies you desperately need to make life normal again.

Prepping is just a way of life for people, people who save up for xmas are preppers. Or women who buy extra nappies/calpol for their children so they always have some. Just the word springs to mind the kind of stuff Americans do when they’re gearing up for a fall out or nuclear apocalypse. That’s not me. Last thing you want is stress.

On with the show. As mentioned I’m prepping for natural things which can affect me in every day life. I don’t want to panic into getting supplies I need at the last minute as this is when you start thinking irrationally. The reason I’m also creating this is because I hate bloody looking for things. Batteries, light bulbs, packing tape etc. I just want one place for everything I’d normally use over time

I’m slowly adding to the collection by buying a bit extra when I go shopping each time. The supplies I buy are designed to be things I’d normally get on a normal shopping trip, but there in “reserve” if suddenly they’re not available, or I find myself in financial difficulty or unable to get to a store. It costs me maybe an extra an extra £10-15 per week ontop of my normal shopping budget allowed me to slowly collect supplies. I live alone so don’t generally bother anyone or have a need to go out unless I need food

The pantry room is a small cupboard (approx 94″ Height x 45″ Width x 35″ Depth). Approx 2400 litres or 85 cubic feet. Not much but it holds the essentials I need. That I tend to buy/use all the time. It’s not stocked currently, but I’m slowly adding to it. As you can see it’s a mixture of everything, cleaning products, food, drink, toiletries. Like I said, prepping for real life. I have a set of drawers in there which helps keep my bedroom empty and allows me to store items in a logical manner. Any toiletries are kept in a basket. I plan on putting up shelving to implement a FIFO system with the stock.

In the cupboard is as follows. I’m always adding to it. Before you think I’m selfish, this is my insurance policy for job losses, or any situations where I’m struggling for food/money. I also have a family, I give to them if they need the supplies. Nothing will be wasted, it will always be given away if I won’t end up using it

People are going to judge me for posting this anyway, but I don’t particularly care. I’ve been in situations where I was counting every single penny and stressing about my next meal. I’m now fortunate enough that I can start affording to build up my pantry and protect myself in the future so I don’t make bad decisions

I highly recommend people start building up a pantry and learn the rotation. Even if you can only afford an extra £2-3 per week, think how much extra supplies you could get over the course of a year with another £100-150 worth of money in your back pocket

CURRENT “PANTRY”

This is the current picture. I might add a gallery over time to show how it’s been built up. The drawers currently hold clothes, but eventually I plan on using these to seperate items further. One for cleaning products etc

Prepper Pantry
  • TINNED FOOD
    • 4 x 300G Baked Beans
    • 1 x Hot Dogs
    • 1 x Stewed Steak
    • 1 x Rice Pudding
  • FLUIDS
    • 1 x 12 Pack of 500ml Water
    • 2 x 680ml Rowse Honey
  • TOILETRIES
    • 1 x Pack of Tooth Paste
    • 1 x 18 Pack of Toilet Rolls
    • 2 x 4 Pack of Bath Soap
  • CLEANING
    • 2 x Bin Bag Rolls
    • 1 x 4 Pack Kitchen Rolls
    • 1 x Bottle of White Vineger
  • GENERAL SUPPLIES
    • 2 x Aluminium Foil Rolls

I still have lots more I want to buy, I’ll slowly add to this over time

In case you’re wondering. The total cost of all these supplies will probably be in the range of £400 when finished. Over the course of 1 year, this will cost me an extra £7.69 per week in shopping. Not really much when you think of it. All essentials that I can use and it gives me a huge safety net should I need to stay in the house for a while. It’s kept nice and tidy out of the way inside a cupboard that doesn’t interfere with my life. Supplies are always at hand though

A breakdown of all the supplies and how much I’ve spent