{"id":2687,"date":"2019-11-28T07:31:04","date_gmt":"2019-11-28T07:31:04","guid":{"rendered":"http:\/\/www.andrewhope.co.uk\/Blog\/?p=2687"},"modified":"2026-07-21T20:41:48","modified_gmt":"2026-07-21T19:41:48","slug":"pay-calculator-for-financial-management","status":"publish","type":"post","link":"https:\/\/www.andrewhope.co.uk\/Blog\/pay-calculator-for-financial-management\/","title":{"rendered":"Pay calculator for financial management"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\">One of the things I did when taking control of my financial expenditure and budgeting my money was created an Excel spreadsheet. I used this as a Pay Calculator for my financial management. It helps when you&#8217;re tracking every single penny you spend, because you can see all the figures at a glance. Where you&#8217;re spending too much, where you aren&#8217;t spending enough. Where you can save.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">When filling this file in, you have to be 100% honest, and input every single number. If you&#8217;re lucky, you&#8217;ll have most things on a direct debit, it makes things easier. If not you have to manually input them into the pay calculator.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Please find attached this Microsoft Excel file. Which you can use for budgeting and sorting out your finances.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.andrewhope.co.uk\/~downloads\/wordpress-files\/financial-calculator.xls\">https:\/\/www.andrewhope.co.uk\/~downloads\/wordpress-files\/financial-calculator.xls<\/a><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">It&#8217;s fairly self explanatory<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Standard household bills input into the left column<\/li>\r\n<li>Any extra money in right-hand side column<\/li>\r\n<li>Your standard wage \/ benefits goes in the middle section<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The pay calculator will then work out the rest for you, and also show you what money you will have left over for the month.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">For me personally credit card \/ loans where my main issue. I&#8217;ve been working on restoring my credit rating so I could get a consolidation loan to free up \u00a3100 per month off my wage. It doesn&#8217;t seem like much, but when you&#8217;re counting pennies and budgeting, an extra \u00a3100 that you no longer spending is a hell of a lot of free money to play with. Also I paid off one of my credit cards.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">This has helped me with financial freedom, I&#8217;m slowly getting there.<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>One of the things I did when taking control of my financial expenditure and budgeting my money was created an [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wprm-recipe-roundup-name":"","wprm-recipe-roundup-description":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1],"tags":[954,949,950,957,953,952,948,951,955],"class_list":["post-2687","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-earnings-calculator","tag-financial-planning","tag-how-can-i-get-in-control-of-my-finances","tag-how-to-budget-money","tag-money-planner","tag-money-tracker","tag-saving-money","tag-tracking-where-i-spend-my-money","tag-wage-calculator"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"A basic version of the Microsoft Excel spreadsheet I created for money tracking and budgeting. 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