{"id":2687,"date":"2019-11-28T07:31:04","date_gmt":"2019-11-28T07:31:04","guid":{"rendered":"http:\/\/www.andrewhope.co.uk\/Blog\/?p=2687"},"modified":"2022-05-14T18:37:03","modified_gmt":"2022-05-14T17:37:03","slug":"pay-calculator-for-financial-management","status":"publish","type":"post","link":"https:\/\/www.andrewhope.co.uk\/Blog\/pay-calculator-for-financial-management\/","title":{"rendered":"Pay calculator for financial management"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\">One of the things I did when taking control of my financial expenditure and budgeting my money was created an Excel spreadsheet. I used this as a Pay Calculator for my financial management. It helps when you&#8217;re tracking every single penny you spend, because you can see all the figures at a glance. Where you&#8217;re spending too much, where you aren&#8217;t spending enough. Where you can save.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">When filling this file in, you have to be 100% honest, and input every single number. If you&#8217;re lucky, you&#8217;ll have most things on a direct debit, it makes things easier. If not you have to manually input them into the pay calculator.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Please find attached this Microsoft Excel file. Which you can use for budgeting and sorting out your finances.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/andrewhope.co.uk\/~downloads\/wordpress-files\/financial-calculator.xls\">http:\/\/andrewhope.co.uk\/~downloads\/wordpress-files\/financial-calculator.xls<\/a><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">It&#8217;s fairly self explanatory<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Standard household bills input into the left column<\/li>\r\n<li>Any extra money in right-hand side column<\/li>\r\n<li>Your standard wage \/ benefits goes in the middle section<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The pay calculator will then work out the rest for you, and also show you what money you will have left over for the month.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">For me personally credit card \/ loans where my main issue. I&#8217;ve been working on restoring my credit rating so I could get a consolidation loan to free up \u00a3100 per month off my wage. It doesn&#8217;t seem like much, but when you&#8217;re counting pennies and budgeting, an extra \u00a3100 that you no longer spending is a hell of a lot of free money to play with. Also I paid off one of my credit cards.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">This has helped me with financial freedom, I&#8217;m slowly getting there.<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>One of the things I did when taking control of my financial expenditure and budgeting my money was created an [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wprm-recipe-roundup-name":"","wprm-recipe-roundup-description":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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